Low Credit Businesses

Fast Funding For Low Credit Businesses

Getting low credit business funding is hard under the best circumstances, and it’s even tougher when you have a low personal or business credit score… Whether your credit is low because of your personal financial history or your company hasn’t had a chance to build a strong business credit history, at Thor Capital Group, we can help with low credit business funding!

Bad credit can hurt even the strongest businesses, especially if you are applying for funding from a traditional lender like a bank. Let the Funding Specialists at Thor Capital Group help you expand your company and get you the low credit business funding you urgently need to expand your business.

Will You Qualify?

At Thor Capital Group, our approvals aren’t based on your credit score alone. Instead, we focus on the overall health of your business. Here are some factors we consider:

  • Business revenue
  • Cash flow
  • Vendor payment history
  • Years in business
  • Public records
With our streamlined and quick application process, you can get the working capital you need in as little as 24 hours. We offer a number of different small business loans for bad credit scores, with funding ranging from $5,000 up to 1 Million.


You’ll receive working capital now, and we’ll receive a percentage of your daily or weekly credit card sales until the terms of the merchant cash advance have been met. Ideal for businesses with a high volume of credit card sales.


Our small biz loans are typically between $20,000 and $60,000. Our small biz loans up range from anywhere from $5,000 to $500,000.


Is a secured loan that uses commercial real estate to reduce the cost of the loan and get longer terms. Also ideal for businesses looking for longer-term funding options.


Borrow as much or as little as you need, draw and repay as you go, and pay interest only on the portion of money you borrow. Ideal for businesses looking for flexible funding.

The best candidates for small business funding with low credit are prepared with a firm understanding of how much funding they need, what they plan to do with it, and how they plan to repay it. Our friendly, expert Funding Specialists will work closely with you to determine which funding option will help you achieve your goals without compromising your cash flow.

How To Use Small Business Loans For Bad Credit

We believe small business owners understand best what they need to do to grow their business, so we don’t restrict how you use your funds. Your working capital can be used to meet the challenges your business faces or to grow and expand, such as:
  • Keeping up with industry trends
  • Investing in marketing and advertising to boost your clientele
  • Upgrading technology or renovating your space
  • Keeping up with rapid technology changes
  • Expanding to a new location

In addition to these applications, a successful round of funding can positively impact your credit score, making it easier to obtain funding next time your business needs an infusion of working capital.

How Small Business Loans for Low Credit Scores Work


After you submit your application, a Funding Specialist will reach out to you within 1 hour (during regular business hours) to discuss your options.


A Funding Specialist will reach out to you within 1 hour (during regular business hours) to complete your application and discuss your business funding options.


Once you and your Funding Specialist determine what funding option works for your business, your funds can be approved and deposited within 24 hours.


You’ll need three months of business bank statements and other financial records. For faster approval, grant us secure access to your bank account’s transactional data.

Why Get Funded By Thor Capital Group?

Applying for small business funding from a bank can take months and requires up to a year’s worth of detailed financial records. There’s no guarantee of approval, and most applicants with low credit scores will be denied. Because we are an alternative lender, Thor Capital Group can approve more business loans for bad credit scores, often in as little as one business day.

Your business’s success is what matters to us most. We provide responsible funding and will never over-leverage your business by giving you more funding than you can handle. Our Funding Specialists will be standing by throughout the process to answer your questions and provide any support you might need along the way.

Are You Ready To Have Thor Capital Group Get You The Funding Your Business Needs?

Contact Us

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What Our Customers Are Saying

Bezvalley Pest ControlBezvalley Pest Control
00:31 27 Apr 22
My experience with Thor Capital Group was pleasant beautiful!!, Daniel Wilson handled our loan extremely professional. Daniel was able to successfully completed our loan without any problems. We have no words to describe his advise and consultation work his done with my business Bezvalley Pest Control. Everything was so much streamlined and smooth it was just mind boggling to sit back and see how Daniel handled all our paperwork accurately from start to finish without any mistakes. We highly recommend Daniel Wilson and his company for any financial needs you might have , we give them 8-stars. THANK YOU DANIEL!!!!!
Rapid Credit BoostersRapid Credit Boosters
17:40 14 Jan 22
Such an outstanding company, got me over $300k on total, great payback options, so appreciative.
17:28 27 Apr 21
Very professional, excellent customer service. Ray is the best person I have ever dealt with. Very honest, does what he says he will do. I recommend this company for all your financial needs. Ray is the best but I'm sure you will get the same excellent care from others there in the company. If it can be done they will do it, if it can't be they will be honest and tell you it can't be done. Best company I have ever dealt with in the many many years I have been in business. Took care of us like we were family. Thank you Ray so much for what you have done for us!
Jack DayonJack Dayon
20:20 05 Mar 20
Clemy helped me get capital to expand my shipping business when my bank, Bank of America, couldn't. Great guy, great company! Highly recommended.
14:47 07 Jan 20
Fantastic service and professionalism had a bad experience with other companies and they really got to work and have me the best interest rates. Thank you! Would highly recommend